Why Get Pre-Approved?
1. You know exactly how much home you can afford.
2. You get the best financing, and figure out which type of loan is best for you.
3. You will need a Pre-Approval letter to submit an offer on a home. Sellers will NOT accept an offer without a Pre-Approval letter. So if you are serious about buying this is the first step towards getting you in your new home.
It's important to note that being pre-approved with a lender does not bind you to use them. You can shop around for the best rates. We highly recommend using a local lender that is familiar with the area to maximize your representation.
If you aren't already working with a lender we recommend Jeremy Jordan with Atlantic Bay Mortgage. We have worked with him for years and hold him to the same level of professionalism and customer service we hold ourselves and work well with together to make a smooth transaction experience for our clients. However, you are always welcome to choose whatever lender you see fit.